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Daily Mortgage Rates LIVE with The Mortgage Calculator
Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager.
For more info visit https://themortgagecalculator.com
About The Mortgage Calculator:
The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!
Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!
Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!
Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote
The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.
Episodes
471 episodes
🏡How to Buy a Home Using a HELOC Combo (Piggyback Strategy)| Daily Rates LIVE
🏡 Learn how to structure a home purchase using a HELOC combo (piggyback) strategy. We’ll explain how splitting financing between a first mortgage and second lien can reduce down payment or avoid PMI. See when this approach makes sense and...
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📄How to Get a Mortgage with a CPA Letter | Daily Rates LIVE
📄 How to Get a Mortgage Using a CPA/Accountant Letter Only (No Tax Returns)Learn how self-employed borrowers can qualify using a CPA or accountant letter instead of full tax returns. We’ll explain how lenders verify income, what documentati...
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🏛️How to Get a Mortgage for a Property Held in a Trust| Daily Rates LIVE
🏛️Learn how to finance or refinance a property held in a trust and why it’s commonly used for estate planning and asset protection. We’ll break down how lenders evaluate trusts, including trustees, beneficiaries, and required documentation. You...
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🏢 How to Get a Mortgage for an Investment Property in an LLC| Daily Rates LIVE
🏢 Learn how to finance investment properties under an LLC for asset protection and business use. We’ll explain which loan programs allow entity ownership, including DSCR loans, and what lenders look for in approval. You’ll also understand docum...
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📊 How to Get a Blanket Mortgage for Multiple Properties | Daily Rates LIVE
📊 How to Get a Blanket Mortgage for Multiple PropertiesLearn how investors can finance multiple properties under one loan with a blanket mortgage. We’ll explain how these loans work, key benefits, and what lenders look for. Watch a live exa...
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🏘️How to Get a DSCR Loan for a Vacant Rental Property | Daily Rates LIVE
🏘️ How to Get a DSCR Loan for a Vacant Rental PropertyJoin us LIVE to review Daily Mortgage Rates and Discover how investors can qualify for a DSCR loan even if the property is vacant. Learn how lenders use market rent instead of leas...
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🏡How to Get a Mortgage for a Property With an ADU | Daily Rates LIVE
🏡 Learn how to finance a home with an ADU (Accessory Dwelling Unit) and use rental income to help qualify. We’ll cover eligible loan programs, lender requirements, and key guidelines. Watch a live example with purchase price, loan amount, and h...
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📊 How to Get a DSCR Second Mortgage on Your Rental Property | Daily Rates LIVE
Investors can tap into rental property equity with a DSCR second mortgage, relying on rental cash flow instead of personal income. Learn how DSCR 2nds differ from traditional second mortgages or HELOCs, including CLTV limits and cash flow impac...
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💵 How to Get a Second Mortgage Without Refinancing | Daily Rates LIVE
💵 How to Get a Second Mortgage Without Refinancing Your First LoanDiscover how homeowners can access extra funds through a fixed-rate second mortgage without touching their first loan. We’ll explain eligibility, CLTV limits, and payment str...
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🏠 How to Get a Mortgage for a Mobile Home | Daily Rates LIVE
🏠 How to Get a Mortgage for a Mobile Home (Chattel Loans – No Land) Learn how to finance mobile or manufactured homes on leased land using chattel loans, which focus on the home itself, not the land. We’ll cover eligibility, down payme...
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⚡How to Get an Instant HELOC Mortgage | Daily Rates LIVE
⚡Learn how homeowners can quickly access their home equity through an Instant HELOC (Home Equity Line of Credit). We’ll cover eligibility requirements, credit and equity guidelines, and explain what makes an “instant” HELOC different from stand...
🏡 How to Get a Mortgage With 0% Down | Daily Rates LIVE
🏡 Discover how eligible buyers can purchase a home with no down payment using VA, USDA, or Down Payment Assistance (DPA) programs. We’ll break down program eligibility, credit and income requirements, and compare the different options. See a li...
💸 How to Get a Mortgage With Only 3% Down | Daily Rates LIVE
💸 How to Get a Mortgage With Only 3% DownJoin us LIVE to review Daily Mortgage Rates and Learn how buyers can purchase a home with as little as 3% down using Conventional 97 loan programs. We’ll cover eligibility requirements, credit score ...
🏢 How to Get a Mortgage for a Non-Warrantable Condo | Daily Rates LIVE
🏢 How to Get a Mortgage for a Non-Warrantable CondoFinance condos that don’t meet standard FHA, VA, or conventional guidelines. Learn eligibility, down payment requirements, and what lenders look for when approving non-warrantable condo...
🌎 How Foreign Buyers Can Get a Mortgage in the U.S. | Daily Rates LIVE
🌎 How Foreign Buyers Can Get a Mortgage in the U.S.Non-U.S. citizens can finance U.S. property using Foreign National Loans. Learn who qualifies, required documentation—like passports, visas, and foreign credit or bank references—and typica...
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📊How to Get a DSCR Loan for Your First Rental Property | Daily Rates LIVE
📊 How to Get a DSCR Loan for Your First Rental PropertyStep into property investing with DSCR loans. Learn how rental income—not personal income—qualifies you for your first rental. Live example included. Designed for beginner investors ...
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🏘️How to Get a Mortgage for a Short-Term Rental | Daily Rates LIVE
Learn how DSCR STR loans let investors use short-term rental income to qualify. See eligibility, down payments, and a live scenario with purchase price and monthly payment. Ideal for Airbnb investors or those building a rental portfolio....
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💰 How to Get a Mortgage Using Assets | Daily Rates LIVE
💰 How to Get a Mortgage Using Your Assets Instead of IncomeDiscover how to use assets—like savings or investments—to qualify for a mortgage without traditional income. Watch a live example showing purchase price, loan amount, and cash-to...
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📊 How to Get a Mortgage with Bank Statements | Daily Rates LIVE
📊 How to Get a Mortgage Using Bank Statements Instead of Tax ReturnsLearn how self-employed borrowers can qualify for a mortgage using bank statements instead of tax returns. See step-by-step income calculation, required docs, and a live...
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🏡 First-Time Homebuyer Loans | Daily Rates LIVE
🏡 Buying your first home doesn’t have to feel overwhelming!Join us LIVE to review Daily Mortgage Rates and break down First-Time Homebuyer loan options designed to help new buyers get into a home with confidence. We’ll walk through common l...
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🏢 5–9 Unit DSCR Loans| Daily Rates LIVE
🏢 Scale your multi-family portfolio with confidence!Join us LIVE to review Daily Mortgage Rates and dive into 5–9 Unit DSCR Loans, designed for real estate investors financing small multi-family properties. Learn how debt service coverage r...
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🏘️ 2–4 Unit Owner-Occupied Loans | Daily Rates LIVE
🏘️ Turn your multi-family property into a smart investment!Join us LIVE to review Daily Mortgage Rates and explore 2–4 Unit Owner-Occupied Loans, designed for borrowers who want to live in one unit while renting out the others. Learn ab...
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🏦Prime Jumbo Mortgages | Daily Rates LIVE
🏦 Finance high-value properties with confidence!Join us LIVE to review Daily Mortgage Rates and explore Prime Jumbo Mortgages, designed for borrowers purchasing high-priced homes that exceed conforming loan limits. Learn about eligibility, ...
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💵 Non-QM 40 Year Mortgages | Daily Rates LIVE
💵 Stretch your mortgage options with longer-term Non-QM financing!Join us LIVE to review Daily Mortgage Rates and explore Non-QM 40 Year Mortgages, designed for borrowers who need more flexible underwriting or a longer repayment term. These...
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📊 DSCR Interest-Only Investor Loans | Daily Rates LIVE
📊 Maximize your investment cash flow with interest-only DSCR loans!Join us LIVE to review Daily Mortgage Rates and dive into DSCR Interest-Only Investor Loans, designed for real estate investors looking to optimize rental income. Learn how ...
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