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Daily Mortgage Rates LIVE with The Mortgage Calculator
Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager.
For more info visit https://themortgagecalculator.com
About The Mortgage Calculator:
The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!
Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!
Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!
Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote
The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.
Episodes
482 episodes
🏚️ How to Get a Mortgage for a Property With Unpermitted Additions or Conversions| Daily Rates LIVE
🏚️ How to Get a Mortgage for a Property With Unpermitted Additions or ConversionsJoin us LIVE to review Daily Mortgage RatesDiscover how financing works for properties with unpermitted additions or converted spaces. We’ll cover appraisal co...
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💵 How to Get a Mortgage for a Property Paid in Cash (Delayed Financing) | Daily Rates LIVE
💵 How to Get a Mortgage for a Property Paid in Cash (Delayed Financing)Learn how buyers can finance homes with unpermitted additions, garage conversions, or extra rooms. We’ll explain how lenders and appraisers evaluate non-permitted improv...
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📋 How to Finance a Property With Appraisal Issues | Daily Rates LIVE
📋 How to Get a Mortgage for a Property With Appraisal IssuesJoin us LIVE to review Daily Mortgage Rates and learn how buyers can still secure financing when a property has appraisal challenges. We’ll cover low appraisals, condition issue...
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🌳How to Get a Mortgage for a Property With Acreage | Daily Rates LIVE
🌳 How to Get a Mortgage for a Property With AcreageLearn how to finance properties with large acreage and unique land features. We’ll explain lender requirements, zoning considerations, appraisal challenges, and how acreage can impact loan ...
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🔧 How to Buy a Fixer Without Renovation Loan | Daily Rates LIVE
Join us LIVE to review Daily Mortgage Rates and Learn how to finance a fixer-upper without using a renovation loan. We’ll break down alternative strategies like pricing adjustments, seller credits, and lender flexibility on property condition. ...
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🏘️How to finance properties with existing leases in place|Daily Rates LIVE
🏘️ How to Get a Mortgage for a Property With Existing Tenants (Lease in Place Loans) Learn how to finance a property that already has tenants in place using lease-in-place income. We’ll explain how lenders evaluate leases, calculate rental inco...
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🏡 How to Use a Gift of Equity to Buy a Home with No Cash | Daily Rates
🏡 How to Get a Mortgage Using Gift of Equity (Buy From Family With Little or No Cash) Learn how to buy a home from a family member using a gift of equity, which can cover part or all of your down payment. We’ll explain how the strategy works, l...
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🏘️How to Use Rental Income to Qualify for a Mortgage | Daily Rates LIVE
🏘️ Learn how buyers can use rental income from the property they’re purchasing to help qualify for a mortgage. We’ll break down how lenders calculate income, required documents like leases or rent schedules, and occupancy rules. You’ll also see...
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📄How to Get aMortgageRecentTitleTransfr(Quit Claim/Gifted)|DailyRates LIVE
📄 How to Get a Mortgage With Recently Transferred Title (Quit Claim / Gifted Property) Learn how to finance or refinance after a recent title transfer. We cover seasoning, required docs, equity access, and common mistakes—plus a live...
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📉 Mortgage for Non-Cash Flow Prop (Low/Negative DSCR) | Daily Rates LIVE
📉 How to Get a Mortgage for a Property That Doesn’t Cash Flow (Low or Negative DSCR)Join us LIVE to review Daily Mortgage Rates and learn how investors can still qualify for DSCR loans even when a property doesn’t cash flow today. We’ll exp...
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💰 How to Get 95% CLTV Cash-Out Using a HELOC (2nd Lien Strategy)| Daily Rates LIVE
💰Learn how to access up to 95% CLTV using a HELOC second lien without refinancing your first mortgage. We’ll cover how CLTV works, lender requirements, and when this strategy makes sense over a traditional cash-out refi. Understand how credit, ...
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🏡How to Buy a Home Using a HELOC Combo (Piggyback Strategy)| Daily Rates LIVE
🏡 Learn how to structure a home purchase using a HELOC combo (piggyback) strategy. We’ll explain how splitting financing between a first mortgage and second lien can reduce down payment or avoid PMI. See when this approach makes sense and...
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📄How to Get a Mortgage with a CPA Letter | Daily Rates LIVE
📄 How to Get a Mortgage Using a CPA/Accountant Letter Only (No Tax Returns)Learn how self-employed borrowers can qualify using a CPA or accountant letter instead of full tax returns. We’ll explain how lenders verify income, what documentati...
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🏛️How to Get a Mortgage for a Property Held in a Trust| Daily Rates LIVE
🏛️Learn how to finance or refinance a property held in a trust and why it’s commonly used for estate planning and asset protection. We’ll break down how lenders evaluate trusts, including trustees, beneficiaries, and required documentation. You...
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🏢 How to Get a Mortgage for an Investment Property in an LLC| Daily Rates LIVE
🏢 Learn how to finance investment properties under an LLC for asset protection and business use. We’ll explain which loan programs allow entity ownership, including DSCR loans, and what lenders look for in approval. You’ll also understand docum...
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📊 How to Get a Blanket Mortgage for Multiple Properties | Daily Rates LIVE
📊 How to Get a Blanket Mortgage for Multiple PropertiesLearn how investors can finance multiple properties under one loan with a blanket mortgage. We’ll explain how these loans work, key benefits, and what lenders look for. Watch a live exa...
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🏘️How to Get a DSCR Loan for a Vacant Rental Property | Daily Rates LIVE
🏘️ How to Get a DSCR Loan for a Vacant Rental PropertyJoin us LIVE to review Daily Mortgage Rates and Discover how investors can qualify for a DSCR loan even if the property is vacant. Learn how lenders use market rent instead of leas...
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🏡How to Get a Mortgage for a Property With an ADU | Daily Rates LIVE
🏡 Learn how to finance a home with an ADU (Accessory Dwelling Unit) and use rental income to help qualify. We’ll cover eligible loan programs, lender requirements, and key guidelines. Watch a live example with purchase price, loan amount, and h...
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📊 How to Get a DSCR Second Mortgage on Your Rental Property | Daily Rates LIVE
Investors can tap into rental property equity with a DSCR second mortgage, relying on rental cash flow instead of personal income. Learn how DSCR 2nds differ from traditional second mortgages or HELOCs, including CLTV limits and cash flow impac...
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💵 How to Get a Second Mortgage Without Refinancing | Daily Rates LIVE
💵 How to Get a Second Mortgage Without Refinancing Your First LoanDiscover how homeowners can access extra funds through a fixed-rate second mortgage without touching their first loan. We’ll explain eligibility, CLTV limits, and payment str...
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🏠 How to Get a Mortgage for a Mobile Home | Daily Rates LIVE
🏠 How to Get a Mortgage for a Mobile Home (Chattel Loans – No Land) Learn how to finance mobile or manufactured homes on leased land using chattel loans, which focus on the home itself, not the land. We’ll cover eligibility, down payme...
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⚡How to Get an Instant HELOC Mortgage | Daily Rates LIVE
⚡Learn how homeowners can quickly access their home equity through an Instant HELOC (Home Equity Line of Credit). We’ll cover eligibility requirements, credit and equity guidelines, and explain what makes an “instant” HELOC different from stand...
🏡 How to Get a Mortgage With 0% Down | Daily Rates LIVE
🏡 Discover how eligible buyers can purchase a home with no down payment using VA, USDA, or Down Payment Assistance (DPA) programs. We’ll break down program eligibility, credit and income requirements, and compare the different options. See a li...
💸 How to Get a Mortgage With Only 3% Down | Daily Rates LIVE
💸 How to Get a Mortgage With Only 3% DownJoin us LIVE to review Daily Mortgage Rates and Learn how buyers can purchase a home with as little as 3% down using Conventional 97 loan programs. We’ll cover eligibility requirements, credit score ...
🏢 How to Get a Mortgage for a Non-Warrantable Condo | Daily Rates LIVE
🏢 How to Get a Mortgage for a Non-Warrantable CondoFinance condos that don’t meet standard FHA, VA, or conventional guidelines. Learn eligibility, down payment requirements, and what lenders look for when approving non-warrantable condo...
